COOKIE POLICY

Effective Date: March 17, 2025

1. Introduction

At Vacation Ownership Advisor (VOA) , we are committed to protecting your privacy and ensuring transparency in how we collect and use your data. This Cookie Policy explains how we use cookies and similar technologies when you visit our website (www.vacationownershipadvisor.com) and our digital platforms.

By continuing to use our website, you consent to the use of cookies in accordance with this Cookie Policy. If you do not agree with our use of cookies, you may disable cookies through your browser settings (see Section 6: Managing Cookies).

2. What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or smartphone) when you visit a website. These files help websites recognize you, remember your preferences, and enhance your browsing experience.

Cookies may be temporary (session cookies) or permanent (persistent cookies):

• Session Cookies: These are deleted automatically when you close your browser.
• Persistent Cookies: These remain on your device until they expire or you delete them manually.

Cookies may be first-party (set by VOA) or third-party (set by external service providers such as Google Analytics, social media platforms, and advertisers).

3. How We Use Cookies

We use cookies for the following purposes:

3.1. Essential Cookies (Strictly Necessary)

These cookies are required for our website to function properly. Without them, certain features of our website may not be available. These cookies do not collect personal data and cannot be disabled.

📌 Examples of essential cookies we use:

• Enabling secure logins and authentication.
• Maintaining website session management.
• Processing payments and transactions securely.

3.2. Performance & Analytics Cookies

These cookies help us understand how visitors interact with our website, allowing us to improve functionality and optimize the user experience.

📌 Examples of performance cookies we use:

• Google Analytics – Tracks website traffic, user behavior, and performance metrics.
• Hotjar – Analyzes visitor interactions, including heat-maps and session recordings.

3.3. Functional Cookies

These cookies enhance your experience by remembering your preferences and settings, such as language selection, preferred currency, and login details.

📌 Examples of functional cookies we use:

• Saving your user preferences for faster bookings.
• Remembering login credentials to avoid re-entering details.

3.4. Targeting & Advertising Cookies

These cookies collect information about your browsing habits to deliver relevant ads and promotional content tailored to your interests. They are often placed by third-party advertisers and social media platforms.

📌 Examples of targeting cookies we use:

• Facebook Pixel & Google Ads – To serve targeted ads and track conversions.
• Affiliate Tracking Cookies – To measure referral sales and commissions.

4. Third-Party Cookies

We work with third-party providers who may place cookies on your device when you visit our website. These third parties may include:

• Google Analytics (Website Analytics)
• Facebook & Instagram (Social Media Integration)
• YouTube & Vimeo (Embedded Videos)
• Stripe & PayPal (Payment Processing)
• Live Chat & Customer Support Tools

We do not control how these third parties use cookies. We encourage you to review their privacy policies to understand how they handle your data.

5. Managing & Disabling Cookies

You have the right to control and disable cookies at any time. You can modify your cookie settings through your browser settings.

5.1. Disabling Cookies via Browser Settings

Most web browsers allow you to manage cookies through their settings. Here’s how you can adjust them:

• Google Chrome: Go to Settings > Privacy and Security > Cookies and Other Site Data.
• Mozilla Firefox: Go to Preferences > Privacy & Security > Cookies and Site Data.
• Safari: Go to Preferences > Privacy > Manage Website Data.
• Microsoft Edge: Go to Settings > Cookies and Site Permissions.

If you disable cookies, certain features of our website may not function properly.

6. Data Protection & Privacy

Cookies do not store sensitive personal information, but in cases where they do, we process data in accordance with our Privacy Policy. You can review our Privacy Policy to learn more about how we protect your data.

7. Updates to This Cookie Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page, and where required, we will seek your consent for significant changes.

Last Updated: March 17, 2025

8. Contact Us

If you have any questions about our Cookie Policy, you can contact us at: