APP TERMS AND CONDITIONS

Vacation Ownership Portfolio Management "App Terms & Conditions"

These APP TERMS & CONDITIONS of VACATION OWNERSHIP ADVISOR LLC, a Nevada Limited Liability Company (hereinafter referred to as “Consultant”). The Member and Consultant are hereinafter referred to as a “Party” or collectively as “Parties.”

Terms of Service

Welcome to VOA Concierge! The following terms of Service ("Terms") apply to your use of our mobile application, website, and services (collectively, the "Service") provided by Vacation Ownership Advisor, a Nevada S Corporation ("VOA," "we," "us," or "our"). By using the Service, you agree to these Terms, our Privacy Policy, and any other terms we may provide regarding your use of the Service. If you disagree with these Terms, please do not use the Service.

1. Use of the Service

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. The Service is provided for your personal use only and may not be used commercially. You are responsible for maintaining the confidentiality of your login credentials and all activities under your account.

2. Payment

Some features of the Service may require payment. If you elect to use any such feature, you agree to pay all applicable fees and taxes concerning your use of the Service.

3. User Content

The Service may allow you to post or submit content, including but not limited to text, photos, videos, and other materials ("User Content"). By posting or submitting User Content, you grant VOA a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display, publicly perform, and otherwise exploit in any manner such User Content in all formats and distribution channels now known or hereafter devised (including in connection with the Service and VOA's business and on third-party sites and services), without further notice to or consent from you, and the requirement of payment to you or any other person or entity.

4. Intellectual Property

The Service and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by VOA, its licensors, or other providers of such material. The United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws protect them.

5. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. VOA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. VOA DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

6. Limitation of Liability

IN NO EVENT WILL VOA, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE, THE SERVICE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.